Safe deposit box rental business introduction and rental process
Updated: Jul 5, 2021
1, Concept The safe deposit box business is the bank or safe deposit box company accepting the client's entrustment, in the form of a rental safe deposit box, in accordance with the provisions and agreed conditions, on behalf of the customer to keep gold and silver jewelry, valuable art and literature, currency, bills and securities, Contracts and important documents and other valuables services. The safe deposit box provides a safe, confidential and secure private space for the hirer to access the safekeeping items. It is a special service that provides security facilities for renters to access custody items.
2, safe deposit box features (1) Security. Confidentiality measures using computer fingerprints to identify identity are customer jewelry, antique calligraphy, and painting, important documents of securities, bank deposit receipts, full-page stamps, various contracts, confidential documents, private diaries, notes, currency, valuable art, and literature, etc. The best choice for important private items. The wall of the safe deposit box is in line with the protection ability of the vault. The monitoring and control of the warehouse area and surrounding areas are carried out throughout the day. The access area of the storage area adopts the vault door. The library has the functions of explosion-proof, anti-theft, anti-magnetic, moisture-proof, constant temperature and constant humidity. To ensure that customers are valuable and valuable. (2) The procedure is simple and the renting box is fast. Individuals and unit agents with full civil capacity can apply with their valid ID (passport). (3) Humanization considerations. Customers can flexibly choose weekly rent, monthly rent, annual rent, etc. to meet their short-term or long-term outings, transactions, and other needs.
3. Safe-deposit box management type (1) Safe-deposit box rental is divided into a single person and multi-person (maximum of 2 persons). When multiple people share rent, two people will be required to attend the procedure at the same time. (2) Safe-deposit box products are divided into mechanical locks and radio locks. The safe deposit box service using the radio lock requires the customer to keep the surviving fingerprint or password and the valid ID card information. The customer checks the identity of the safe deposit box with the fingerprint or password and the original valid ID card; the mechanical double-head lock type-safe deposit box The business requires the customer to keep the password (or fingerprint) and the valid ID information. The customer checks the password and (or fingerprint) and the original valid ID to go through the bank verification and then operate the safe deposit box business.
4. Items allowed to be stored (1) Gold and silver jewelry, valuable art and literature, stamps, currency, notes and securities, contracts and important documents and other confidential and valuables. (2) It is forbidden to store liquids, gases, prohibited articles or other dangerous goods in the safe deposit box.
5, the customer applies for renting the safe deposit box business process (1) If the individual and the unit agent who rented the safe deposit box must have full capacity for civil conduct, the individual can apply for the renting of the box with his or her valid identity certificate (passport); 1. Sign the lease; 2. Retain fingerprint or password and identity information; 3. Pay rent and deposit (the deposit does not bear interest); 4. Send the renter all the keys. (2) If the hirer authorizes others to open the box, he may fill in the power of attorney and come to the Bank to go through the formalities and keep the fingerprint of the authorized person.
6, the use of regulations (1) The safe deposit box renter can be single or double (maximum of 2 people). For double occupancy, all safe deposit boxes must be attended by two people at the same time. (2) If the hirer is a single person, it may also authorize others to open the box. When authorizing, fill in the power of attorney and come to the Bank to go through the formalities with the authorized person, and keep the fingerprint of the authorized person. The hirer can authorize others to open the box separately. It is also possible to request that both parties be present.
7. Hotel safe deposit box daily business (1) Account opening: The process of the customer going to the bank to handle the procedure of renting the safe deposit box. (2) Unpacking: The customer routinely comes to the bank to deposit, take the contents of the safe deposit box, go through the procedures of entering the vault, unpacking, locking the box and so on. (3) Authorization: The process of granting a single safe deposit box, such as the right to open the box, the right to withdraw the lease, and other rights, to the other party (the licensee needs to be hired together with the authorized person to apply for authorization). Only one person is authorized). (4) Change: The information that the customer uses for himself, such as fingerprint, password, deauthorization, mailing address, telephone, etc. (5) Reporting loss: The process of applying for the bank to the bank due to the loss of the safe deposit box, the loss of the certificate or the forgotten password (the seven days after the box is lost, you can come to understand the hanging procedure). (6) Withdrawal: The process in which the customer comes to the bank to handle the process of releasing the safe deposit box. (7) Renewal: The process of delaying the payment of the safe deposit box at the expiration of the lease or in advance (the renewal can also be handled by a third party). (8) Inquiry: The customer will forget the need for bank assistance to find other information such as the safe deposit box number.
8, the safe deposit box for the customer population 1. Ordinary people: deposit certificates, treasury bonds, jewelry, insurance policies, property certificates, etc.; 2. Residents from other places: Because there is no sense of security when renting a house, it is better to put valuables in Tibet safely. 3. White-collar workers: deposit valuable securities, important documents, private diaries, photos, etc.; 4, the two sides of the transaction: two people open the box at the same time, at the same time take things in order to supervise each other, double-open function to meet the needs of customers; 5, short-term business trips, tourists, etc.: You can choose weekly rent, monthly rent, convenient and safe;